Justin Schmidt is a Chartered Financial Analyst and studying towards his Energy Risk Professional designation (having passed part 1). He studied at the University of Johannesburg, where he obtained his BComm (hons) in Investment Management and joined Absa while still studying. Justin is an experienced leader in the Financial Services sector with strong analytical and business development skills. With 14 years of rich industry experience, he has successfully driven innovation and started new focus areas within the organisation. Justin heads New Sector Development in Retail and Business Bank where Renewable Energy, Manufacturing and Tourism are focus sectors in this portfolio. He is responsible for the sectors strategy, customer value proposition and achieving the growth targets aligned to key growth sectors for the South African economy.